The regulatory landscape in healthcare today is complex and constantly evolving. To meet your needs and ensure compliance, you need dependable partners within reach and at a moment's notice - including banking partners.
When you work with experienced Healthcare Banking lenders, you get professionals that understand your industry and can help you build the resilient infrastructure you need to grow your healthcare business efficiently.
Here are some of the ways Healthcare Banking lenders can provide value to organizations across the healthcare spectrum.
Not-for-Profit Organizations (NFPs), Health Systems, and Hospitals
NFPs, Health Systems and Hospitals serve a crucial role in society. A Healthcare Banking professional can be a reliable partner and benefit your organization by reviewing all of your financing alternatives and providing an assessment of optimal capital and debt structures to better improve the sustainability of your organization.
Options to improve your bottom line include:
- Conventional financing
- Private placements, such as tax-exempt and taxable bonds, variable or fixed interest rates
- Full treasury and treasury management services
Senior Living Facilities
Senior housing communities are experiencing a period of rapid growth as the population ages within a challenging, post-pandemic setting. In a highly competitive market, you need an expert partner that knows your industry and can be a resource for innovative solutions for growth and financing.
Options to improve your bottom line include:
- A carefully crafted financing process that is efficient, seamless, and transparent – that will allow you to focus on your facility
- Working closely with an advisor from construction through all business cycles
- Preparing your facility for permanent financing (Bridge-to-HUD)
Private Equity Groups (PEs)
Private equity groups have had two record years of investments in healthcare. The market is consolidating quickly, and it’s estimated that nearly 70% of doctors in the US now work for Pes or Health Systems.
The right partner will understand private sponsors and management services organizations (MSOs) to offer solutions you can trust.
Options to fuel your platform include:
- Leveraged buyout (LBO)
- Acquisition
- Growth financing
- Asset-based lines of credit
Medical Office Building Buyers and Real Estate Investment Trusts (REITs)
Experienced buyers, fund managers, and operators looking to enhance their return on investment are increasingly turning to healthcare facility ownership and REITs. Partnering with a Healthcare Banking partner can provide access to highly competitive pricing and deep expertise in timing and funding.
Improve net operating income with interim and long-term financing options for:
- Purchases
- Refinancing
- Recapitalization
- Delaware Statutory Trusts (DSTs)/1031 Exchange Vehicles
Large Medical Practices, Behavioral Health & Ambulatory/Outpatient Facilities
Single or multi-specialty practices, mental and behavioral health facilities, ambulatory and diagnostic treatment facilities are evolving as healthcare providers continue to innovative care delivery models.
A partner with an ongoing dedication to understanding the trends in clinical medicine can help borrowers and independent practices with organic growth or the acquisition of ancillary service providers and clinically aligned organizations.
Options to improve your bottom line include:
- Practice acquisitions
- Refinancing
- Equipment purchases
- Lines of credit
- Customized real estate strategies
There are Customized Solutions for Your Unique Needs... You Just Need to Know Where to Look
Effectively managing healthcare facilities and investments requires a focus on the four C’s: cost, cash, capital, and control. When you partner with an experienced lender that utilizes a Relationship Banking approach, you're positioning your business for success by leveraging specialized expertise and industry knowledge to help you grow.
Healthcare Banking offers comprehensive lending and treasury management solutions to organizations across the healthcare spectrum.
If you're ready to have a conversation with an expert in your vertical, start by reaching out to Lakeland Bank's Healthcare Banking Team.
Related Announcements:
Lakeland Bank Expands Healthcare Banking Services To Additional States
Lakeland Bank’s Healthcare Banking is now available in Connecticut, Delaware, Florida, Massachusetts, Maryland, New Jersey, New York, Ohio, Pennsylvania, and Virginia.
