Your Business

If you’re running a startup, you know that managing cash flow is a key component to your success. With an efficient system in place, you can track spending, pay bills, and monitor investments....

There is a new rule effective January 1, 2024, that could impact you if you are a business owner. See below for the details. The U.S. Department of the Treasury's Financial Crimes Enforcement Network...

In the United States, the “holidays” typically refer to a festive season that begins in November with Thanksgiving, comes to a head throughout Chanukah, Christmas and Kwanzaa, and wraps up...

Businesses have a lot to consider when it comes to their finances, and the success of your business depends on making sound financial decisions. Working with a financial advisor can help you maximize ...

Successful criminals know how to strike when it is least expected. And in this era of modern digital technology, this age-old truth can spell trouble for business owners who are solely focused on dail...

In today’s increasingly digital world, cybersecurity is a top priority for companies of all sizes. However, protecting your business’s sensitive data requires more than simply having the l...

If you’re a small business owner, it’s no secret to you that small businesses are the backbone of many communities across New Jersey and the country, as they provide jobs, goods, and servi...

When discussing employee compensation, many people only consider the base salary or hourly rate. However, as an employer, it's important to remember there are additional costs associated with employin...

If you've ever dreamed of owning your own business, you're not alone! Starting a small business is a great way to become your own boss, create a product or service you're passionate about, and make a ...

The regulatory landscape in healthcare today is complex and constantly evolving. To meet your needs and ensure compliance, you need dependable partners within reach and at a moment's notice - includin...

When the time is right and your business is promising, it’s time to take it to the next level. As you position your business to expand, you may wonder how you face the next step with financial c...

Today, media literacy is a critical skill for businesses to have. It enables businesses to understand the power of media and technology and how it can be used to their advantage....

Treasury Management is a key aspect in helping businesses increase efficiency, drive profitability, and automate business processes. Treasury management solutions allow businesses of all sizes the abi...

Last year, we shared an article about Corporate Social Responsibility and why it is important. This inspired us to take that one step further to another topic that’s focused on making the world ...

The beginning of a new year is a time to reflect and look forward. It’s when we set goals for the coming year, both personally and professionally....

Everyone feels good giving back to the community, but did you know that doing so can help your business grow and even boost your bottom line? Plenty of studies indicate businesses that are generous an...

If you had to make a list of the two most important aspects of any small business, you would most likely find customer acquisition and retention at the top....

As a small business owner, you know just how important it is to utilize your resources well and spend your revenue wisely. An effective budget can help ensure that you are investing in the right areas...

Since the start of the digital age, we've seen the many opportunities digitalization has created for businesses....

Both your personal and business credit scores tell potential lenders how creditworthy you are, but how are they related? On the surface, they may seem similar as the credit bureau uses similar metrics...

Most people are familiar with the phrase "word-of-mouth" when it comes to business and marketing. It simply refers to everyday customers who share their experiences about products and services with ot...

The office landscape has changed quite a bit over the last few years. It’s now very common for organizations to have associates who work exclusively in the office, fully remote, or have a hybrid...

It's no secret that the pandemic has disrupted almost all aspects of the business landscape since 2020....

Office life may never go back to how it was pre-pandemic, and that’s okay! What was once considered a “normal” working environment – in the office – may now be looked upo...

A common misconception is that running an eco-friendly business is expensive. While transitioning to sustainable business practices does come with a price, there are a range of money-saving advantages...

For small business owners, it’s important to recognize the value your employees bring to the table. After all, where would you be if not for a loyal and supportive workforce who believes in your...

Hiring and retaining quality employees has always been a top challenge for successful businesses, but now in 2022, it is a vital skill every business must master to continue to thrive....

Helping to build strong and thriving neighborhoods, bringing people in the community together, and empowering your employees to grow and succeed are just some examples of Corporate Social Responsibili...

As a business owner, you are most likely familiar with supply chains and how vital a healthy supply chain is to your organization's operations. Investopedia defines the supply chain as "a network betw...

Surprise expenses can come out of nowhere and really cause some bumps in your financial road like an unexpected leaky roof, car accident, or medical bill, just to name a few....

Small Business Saturday is an annual shopping holiday that is highlighted on the calendar for many small business owners and customers alike....

Many businesses - both large and small - faced a tsunami of challenges in March 2020. Those who managed, or are still managing to stay afloat, had to adapt to new ways of doing business. Essentially, ...

Have a crazy notion of becoming an entrepreneur and dreaming about starting a business? It might not be so crazy, especially since some of the best business ideas grow out of a person’s passion ...

Gone are the days when a turkey at Thanksgiving is the only way to show appreciation for employees. The labor force demographic is quickly changing and in less than a decade Millennials will make up a...

Millions of people use social networks every day for a host of reasons—staying connected with friends, seeking advice for purchases, personal enrichment, just passing time—so it’s no...

As a business owner, you face multiple challenges in the day-to-day running of your business. Money management doesn’t have to be one of them....

As a business owner, you have surely worked extraordinarily hard to establish yourself in your industry. Whether you’re a manufacturer, a shop owner, an attorney, or a landscaper, you have honed...

The Paycheck Protection Program (PPP) is a Small Business Administration (SBA) guaranteed loan program that was created under the CARES Act, and extended under the Economic Aid Act, to assist small bu...

As an employer, you have an opportunity to make a difference in the financial well-being of your workforce by offering the tools and resources they need to be economically secure both now and in the f...

Over the course of 2020, nearly every aspect of daily life was affected by the unprecedented COVID-19 pandemic. The economy took a tumble and while there has been some positive signals the recovery is...

The holiday season is right around the corner and this year may look a little different! The global pandemic has dramatically changed the way we communicate, work and shop. Social distancing, self-qua...

If it seems like you’re hearing about cybercrime more frequently, that’s because you are. According to the FBI’s Internet Crime Complaint Center (IC3), cybercrime complaints have dou...

Sometimes you need to borrow money to grow – and that's okay. Every business has financing needs from time to time, whether it’s for short-term working capital or long-term investments....

With the recent wild, uncharted economic storm, you may want to assess where your business finances stand now to get a jump on next year. This year is sure to look dramatically different than any othe...

Retirement? What retirement? Sure, it’s an old cliché, but chances are it’s a question that rings true for many business owners....

Forget the Dow, the price of gold or even cash flow. Thanks to COVID-19, it’s hard to predict anything these days. Yet this much is certain: Summer 2020 will look nothing like last summer....

The outbreak of COVID-19 has heavily impacted our economy and small businesses have been hit especially hard by the pandemic.  Creating a strategic business plan and investing in the right techno...

These unprecedented and challenging times have significantly impacted businesses and will continue to do so in the days to come. Digital banking has become more essential now in order to assist in man...

Hackers never take a day off and the coronavirus pandemic has created the perfect “work” environment for them.  There has been an alarming rise in online scams with hackers taking adv...

For the typical consumer, tax season can be an overwhelming time of year. For small business owners, it may be doubly nerve-racking – and even triple for new business owners still grasping the f...

It’s a fact. Time is valuable! When a majority of the hours you have each week are spent working, it’s important to know how to make the most of every minute. Don’t let the ease of r...

The competition is fierce for businesses looking to increase conversion rates and retain customer loyalty. Today, consumers are more empowered than ever to demand an exceptional and in-the-moment expe...

As you reflect on the advancements your business has made so far, are you pleased with the progress? Are you confident that it’s on a path toward long-term success and stability? Hopefully you c...

With a new year quickly approaching, it’s time to buckle down and build a budget that will keep your business on track financially. Budgeting can be a complex task, especially as your business g...

Google Home and Amazon’s Alexa are rapidly entering homes across America and smartphone devices are at every individual’s fingertips. As technology related trends continue to emerge and ev...

Your customers depend on you, and you depend on your equipment to keep operations on track....

Your drive to succeed can only take you so far when you don’t have the resources you need to keep moving forward. As an entrepreneur, you understand that getting to the next level often requires...

Tax day is just around the corner! For small business owners, filing taxes can be stressful and expensive. When every penny counts, it can be detrimental to your business if you accidentally pay more ...

Did you know that your email marketing database declines by about 22.5% every year? Your database may change as people move jobs, contacts switch email providers, and customers decide to opt out ...

Have you Googled your business lately? You may be surprised at what you find, and those results shouldn’t be taken lightly. With a simple click of a mouse, it’s easier than ever for consum...

It's hard to believe another year is about to come to a close. For some companies, this can be a slow time as employees and customers take their holiday vacations. However, this time of year can be an...

With new threats emerging and longstanding ones still an issue, it is important to continually protect your business. A 2017 data threat report from Thales e-Security and analyst firm 451 Research rep...

Think you have a great idea for a new product or business and are ready to dive into entrepreneurship? Step on the brakes. Although you can never know with 100% certainty whether your business idea wi...

While the Small Business Administration (SBA) itself does not make loans, it does guarantee loans made to small businesses by banks, credit unions and other lenders who partner with SBA. Their guarant...

The holiday season is right around the corner and for some people, holiday shopping is already in full swing. Consumers say they will spend about $1000 this year, according to an annual survey&nb...

Small Business Saturday is a great opportunity to promote your local business and attract new customers....

Every business faces cybersecurity challenges no matter the industry or size, which means proactively protecting your assets and customers should be a priority. No amount of security policies or proce...

Having a steady, healthy and reliable cash flow is the lifeblood of a small business. As a business owner, you may reach a time when you need a loan to meet your daily cash flow needs, handle an emerg...

Just like choosing a personal checking account, you should select a business checking account, or a series of accounts, that match your needs. Start by considering how you use your business checking a...

Within the last year, millennials officially became the largest group in the United States workforce, with more than one in three American workers being between the ages of 18-34, according to a Pew R...

Are you looking to establish and build your small business credit, but don’t know where to start? You’re not alone. This can seem like a daunting task, particularly if your business is new...

There are many things to manage when it comes to running your small business, and having a strong online presence is one of the most important factors in attracting target customers....

Making sure that you have enough inventory is critical, but juggling seasonal inventory can be especially stressful for small businesses. Ensuring customers won’t have to deal with backorders an...

Having a steady, healthy cash flow is essential to running a successful small business. To achieve this, business owners must remain vigilant about controlling cash flow to prevent or minimize the eff...

The holidays are a great time to show appreciation for your employees with a gift or expression of gratitude. Depending on your budget, your small business may not be able to provide each employee wit...

Small Business Saturday is the Saturday after Thanksgiving, between Black Friday and Cyber Monday. This celebration is a great opportunity to promote your small business and attract customers, but you...

Giving back to the community through corporate philanthropy is an important part of your brand. There are many ways for small businesses to help a charity or cause including donations and rewarding em...

Having a small business line of credit helps business owners manage their cash flow and be better prepared to handle an emergency. Most small businesses hit financial bumps along the way—slow-pa...

No matter how large or small your business is, your company could be subject to a cyberattack. For cyber criminals, these are low risk attacks that offer high rewards. Being prepared by protecting you...

Positive cash flow for a project or business--money readily available for use at any given time--is one of the most vital signs of a healthy business. A business needs to bring in enough money to pay ...