Deposit Rates
Personal Account Rates
Your State: change
Checking
Effective Date: Friday, February 21, 2025
| Product | Minimum Opening Deposit | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY |
|---|---|---|---|
| $50 | 0.10% | $1 | |
| $50 | 0.05% | $1 |
Your State: change
Certificates of Deposit (CDs)
Effective Date: Friday, February 21, 2025
| Maturity Terms | Standard Annual Percentage Yield (APY) | Platinum Annual Percentage Yield (APY)* |
|---|---|---|
| 9 month | 5.10% | N/A |
| 13 month | 4.95% | N/A |
| 18 month | 4.00% | 4.10% |
| 23 month | 3.50% | N/A |
Your State: change
Savings
Effective Date: Friday, February 21, 2025
| Product | Minimum Opening Deposit | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY | Get Started |
|---|---|---|---|---|
| Statement Savings | $100 | 0.05% | $1 | How to Open |
| Young Savers | $1 | 0.05% | $1 | How to Open |
Your State: change
Money Market
Effective Date: Friday, February 21, 2025
| Product | Minimum Opening Deposit | Annual Percentage Yield (APY) | Minimum Daily Balance to Earn APY |
|---|---|---|---|
| Platinum Tiered Money Market | $1,000 | ||
Tier I $1 - $14,999.99 | 0.20% | $1 | |
Tier II $15,000 - $24,999.99 | 0.40% | $15,000 | |
Tier III $25,000 - $99,999.99 | 0.75% | $25,000 | |
Tier IV $100,000 - $249,999.99 | 1.00% | $100,000 | |
Tier V $250,000 - $499,999.99 | 1.25% | $250,000 | |
Tier VI $500,000 and over | 1.40% | $500,000 |
Business Account Rates
Your State: change
Business Savings, Money Market and Checking
Effective Date: Friday, February 21, 2025
| Product | Minimum Amount to Open | Annual Percentage Yield (APY) Rate | Minimum Average Daily Balance to Earn APY |
|---|---|---|---|
| $100 | 0.05% | $1 | |
| $100 | 0.05% | $1 | |
| $2,500 | |||
Tier I $1 - $99,999 | 0.60% | $1 | |
Tier II $100,000 and over | 1.25% | $100,000 |
